Manufactured Home Insurance
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What does manufactured home insurance cover?
- Matching Undamaged Siding CoverageIf only a portion of your home is damaged by a storm, you won’t have to worry about having mismatched vinyl or metal siding when you add this extra coverage. Learn more about mismatched siding coverage.
- Coverage for Other StructuresDo you have a shed? Ask your agent about how you can protect it and other buildings on your property with our other structures coverage.
- Hidden Water Damage CoverageGet coverage for water damage caused by a leak you can't see within plumbing within walls, floors, ceilings, cabinets, or behind or under a home appliance. It also covers damage that results from wear and tear, deterioration, corrosion and rust.***
- Diminishing DeductibleOur Diminishing Deductible rewards you for being a responsible homeowner by crediting your deductible $100 each year, up to your policy maximum. † It's a great way to help control what you pay for your homeowners coverage.
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This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.
*Customers who bundle home and auto insurance policies may save up to 23% on both policies together (as of December 2023). Discounts may vary by state, property, policy form and company underwriting the home and/or auto policy. Discounts may not apply to all coverages on a home or auto policy.
**Coverage provided up to your policy limits. Refer to your policy or speak with your agent for coverage specifics & limits. You may want to consider adding additional coverage or limits if those included with your policy don’t meet your needs.
***Hidden Water Damage coverage is an optional coverage. May not be available in all states. Some restrictions apply to seasonal homes and manufactured homes. The leak must occur from within a plumbing, heating, A/C, fire sprinkler or a home appliance. Refer to your policy documents for coverage limit details. Coverage applies after the property deductible has been met. Mold damage limited to coverage limits provided by your homeowners policy.
†Diminishing Deductible does not apply to all property deductibles. Named storm deductible applies only to GA. Policy maximum limits are $1000 for homeowners and $500 for renters, condo and manufactured homeowner policyholders. This coverage is not available in MN at this time.