My husband Chris and I both grew up in the Kimball area, and have lived in Gering since 1993. We have 2 children, Kenna and Mitch.

My insurance career began as a Customer Service Representative in 2005. In 2014, I became an Agency Owner and opened my American Family Insurance agency in Scottsbluff. We offer auto, home, life, farm/ranch, and commercial insurance products tailored to fit your needs. My licensed Team is dedicated to providing clear explanations of your options and ensuring your best interests are our priority.

Kristy Culek Agency, LLC is proud to be an American Star Certified Agency, providing outstanding customer service to its customers. Their sales advisement and dedication to their clients have enabled them to qualify annually for the AFLIC and All American Campaign.

Member of Scottsbluff/Gering United Chamber of Commerce