Simplified Term Life Insurance
DreamSecure Simplified Term Life Insurance and DreamSecure EasyProtect Term Life Insurance
- Get protection for your loved ones quickly and easily
- Choose from a variety of term lengths and coverage amounts
More About Simplified Term Life
What is simplified term life insurance?
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Benefits of Simplified Term Life Insurance
Simplified Term Life Insurance Options
DreamSecure Simplified Term Life Insurance
DreamSecure EasyProtect Term Life Insurance
DreamSecure EasyProtect Term Life Insurance is available in 10-year, 15-year and 20-year terms. Depending on age, coverage amounts are between $150,000 and $750,000.
To apply for this policy, you must be within 30 days of having purchased an eligible new policy from American Family Insurance (excluding commercial and life policies). If you already have one, you may also apply within the 30 days leading up to your next birthday.**
There are no phone interviews or lengthy questionnaires during the application process. Most customers can get a decision within an hour.
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This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.
The words lifetime, lifelong and permanent are subject to policy terms and conditions.
*After the initial term, DreamSecure Simplified Term Life Insurance can be renewed with increased premiums for additional one-year terms of coverage, up to the policy anniversary on or after the primary insured’s 95th birthday.
**In order to apply for a DreamSecure EasyProtect Term Life Insurance policy, a customer must have purchased an eligible underlying policy underwritten by American Family Mutual Insurance Company, S.I., American Family Insurance Company, American Standard Insurance Company of Wisconsin, or American Standard Insurance Company of Ohio within the last 30 days. Existing customers with an eligible policy must apply within 30 days prior to their birthday. Additional criteria to apply for a policy may be applicable. Contact an agent for information about your eligibility.
†Exercising the Accelerated Death Benefit option may have tax consequences and could impact qualification for government benefits. Policy Forms: ICC18-36 (10), ICC18-36 (15), ICC18-36 (20), ICC18-36 (30), L-36 (10)(ND), L-36 (15)(ND), L-36 (20)(ND), L-36 (30)(ND), L-36 (10)(SD), L-36 (15)(SD), L-36 (20)(SD), L-36 (30)(SD), ICC22 L152 MS 06 22, L152 ND 06 22, L152 SD 06 22
Rider Forms: ICC18-WP (TERM), L-WP (TERM), L-WP (SD)(TERM), ICC17-ACDB TERM, L-ACDB TER, ICC19 L335 MS 04 20, L335 MS 04 20
Life insurance underwritten by American Family Life Insurance Company, 6000 American Parkway, Madison, WI 53783.